Liquidity and Investments

At HSBC our Global Liquidity Solutions (GLS) help businesses manage their surplus cash across more than 50 markets around the world.

And now our product portfolio has a powerful new tool. Liquidity Investment Solutions (LIS) gives Corporate and Institutional clients the ability to invest and redeem their excess cash across an array of investment options, including a choice of asset managers. Once the client has defined their investment policy, including their risk and liquidity parameters, LIS executes their investments/redemptions accordingly with nominated money market funds of HSBC Global Asset Management Group, BlackRock, Goldman Sachs Asset Management and/or J.P. Morgan Asset Management.

Finally, we make sure all of our solutions are tailor made to suit individual business needs, locally, regionally and around the world.

Supporting your core cash management activities including accounts receivable, payables and yield optimisation by using our Current, Savings, Term and Notice accounts.

Cash Concentration, also referred to as "sweeping" or "zero balancing" in the marketplace, is a service that executes a physical transfer of funds between two customer’s accounts, i.e. a sweep. This facilitates consolidation or centralization of balances for investment, deployment or loan repayment for organizations. Reduction in the organization’s need for external debt and lower borrowing costs by facilitating inter-company lending. Restoring of an account balance to a pre-determined level to align with the business’ operational processes.

Improve credit interest rates with preferential pricing based on aggregated balances across your HSBC accounts in over 50 markets. On a single or multi-currency basis.

Notional Pooling is the notional offsetting of accounts on a single or multi currency and single or multi entity basis. As there is no physical movement of funds there is no co-mingling of funds between participating accounts. This reduces interest expenses by notionally offsetting debit and credit balances in the same currency. Notional offset achieved without the commingling of funds, i.e. avoiding intercompany lending – maintain account autonomy. Allows each subsidiary company to take advantage of a single, centralized liquidity position, while still retaining daily cash management privileges – with minimal administration.

Optimise your treasury operations with greater control and visibility.

HSBC’s Global liquidity solutions self-service platform empowers you to manage your liquidity structures independently, giving you the flexibility to respond to changing market conditions and business needs in real-time.

Our self-service platform is your one-stop shop for managing your liquidity structures. Accessible via a single sign-on through HSBCnet, it offers a comprehensive suite of tools.

On-demand cash concentration

As businesses expand and the use of 24/7 instant payments gains momentum, it is critical that corporate treasurers can consolidate cash to meet dynamic funding requirements efficiently through automated processes. On-demand cash concentration gives you the flexibility to trigger sweeps via self-service, across existing cash concentration structures, outside of existing schedules, helping you manage unexpected liquidity events in real-time.

• Real-time liquidity optimisation across domestic, regional, global, cross-currency and multi-bank cash concentration structures
• Reduced reliance on intraday or overdraft limits
• Automatic updates to intercompany lending positions with unique sweep references
• Full control with maker-checker workflows and audit trails
• Integrated reporting across sweep dashboards

Liquidity Investment Solutions – Automated Investment Sweep enables clients to automatically sweep their cash into a range of money market funds based on their cash investment policy. This provides clients an operationally efficient way to set pre-defined investment parameters in order to meet their liquidity management objectives.